Effective Date: July 11, 2026

Welcome to Anderson Laine & Co. and Olives & Wine (collectively referred to as the "Company," "we," "our," or "us"). These Terms & Conditions ("Terms") govern your access to and use of andersonlaine.co, olivesandwine.life, and any affiliated websites, landing pages, online stores, memberships, events, programs, digital platforms, products, services, and content owned or operated by us (collectively, the "Websites").

By accessing or using our Websites, purchasing our products or services, registering for an event, or interacting with our content, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, please discontinue use of our Websites.

You must be at least 18 years of age, or the age of legal majority in your jurisdiction, to purchase products or services through our Websites. By using our Websites, you represent that you meet this requirement.

Our Websites may offer, among other things:

• Interior styling and home décor
• Hospitality and design consulting
• Business and brand consulting
• Executive coaching
• Leadership development
• Faith-based education and personal development
• Retreats, conferences, workshops, and live events
• Speaking engagements
• Digital products and online courses
• Membership communities
• Podcasts, blogs, newsletters, and educational resources
• Physical merchandise and lifestyle products

Descriptions, pricing, availability, and features may be updated or discontinued at any time without prior notice.

You agree to use our Websites only for lawful purposes.

You agree not to:

• Violate any applicable law or regulation.
• Attempt to gain unauthorized access to our systems or accounts.
• Upload viruses, malware, or harmful code.
• Copy, scrape, reproduce, or distribute Website content without written permission.
• Use our content to create competing products or services.
• Disrupt or interfere with the operation or security of our Websites.

We reserve the right to suspend or terminate access for users who violate these Terms.

Unless otherwise stated, all content available through our Websites—including but not limited to:

• Logos
• Branding
• Photographs
• Videos
• Artwork
• Graphics
• Written content
• Blog articles
• Devotionals
• Digital downloads
• Workbooks
• Courses
• Journals
• Event curriculum
• Designs
• Product descriptions
• Training materials
• Audio recordings

is the exclusive intellectual property of Anderson Laine & Co. and/or Olives & Wine and is protected by applicable copyright, trademark, and intellectual property laws.

No content may be copied, reproduced, modified, republished, distributed, sold, licensed, or commercially exploited without our prior written consent.

Payment is due at the time of purchase unless otherwise stated in a written agreement or approved payment plan.

We reserve the right to:

• Refuse any order
• Cancel transactions
• Correct pricing errors
• Limit quantities
• Decline suspected fraudulent purchases

Digital products are licensed for personal, non-commercial use only.

You may not:

• Share download links
• Resell digital products
• Upload our materials to file-sharing platforms
• Modify and redistribute our content
• Claim ownership of our intellectual property

Unauthorized use may result in termination of access and legal action where appropriate.

Our coaching, consulting, educational resources, and training programs are intended for informational and educational purposes.

Your success depends on many factors beyond our control, including your own decisions, effort, experience, and circumstances. We do not guarantee any specific financial, business, personal, spiritual, or professional outcomes.

Participation in our programs does not create a legal, financial, therapeutic, medical, counseling, or fiduciary relationship.

Participation in retreats, conferences, workshops, and other live events is voluntary.

By attending, you acknowledge that:

• You are responsible for your own travel arrangements unless otherwise stated.
• You are responsible for your own health and personal belongings.
• We are not liable for delays, weather events, travel interruptions, or circumstances beyond our reasonable control.
• Additional event-specific policies may apply to certain programs.

If you join one of our memberships or online communities, you agree to engage respectfully with other participants.

We reserve the right to suspend or remove access without refund for behavior including, but not limited to:

• Harassment
• Hate speech
• Threats
• Illegal activity
• Discrimination
• Repeated disruption of the community
• Unauthorized sharing of member-only content

If you voluntarily submit testimonials, reviews, comments, photographs, videos, success stories, or other materials, you grant us a non-exclusive, royalty-free, worldwide license to use, reproduce, publish, display, and distribute that content for marketing, educational, or promotional purposes unless otherwise agreed in writing.

Our Websites may reference or link to third-party businesses, ministries, organizations, social media platforms, software providers, or resources.

We do not control or endorse every third-party website and are not responsible for their content, policies, products, or services.

Our Websites, products, services, and content are provided on an "as is" and "as available" basis.

To the fullest extent permitted by law, we disclaim all warranties, whether express or implied, including warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

To the fullest extent permitted by applicable law, Anderson Laine & Co., Olives & Wine, their owners, officers, employees, contractors, affiliates, representatives, and partners shall not be liable for any indirect, incidental, consequential, punitive, special, or exemplary damages arising out of or related to your use of our Websites, products, services, or events.

If liability is established, our total liability shall not exceed the amount you paid for the applicable product or service giving rise to the claim.

You agree to defend, indemnify, and hold harmless Anderson Laine & Co., Olives & Wine, and their owners, officers, employees, contractors, affiliates, and representatives from any claims, damages, liabilities, losses, costs, or expenses (including reasonable attorneys' fees) arising from:

• Your use of our Websites.
• Your violation of these Terms.
• Your infringement of another person's rights.
• Your misuse of our products or services.

Your use of our Websites is also governed by our Privacy Policy, which explains how we collect, use, and safeguard your personal information.

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of the State of Texas, without regard to its conflict of law principles.

Any dispute arising under these Terms shall be brought in a court of competent jurisdiction located in Texas unless otherwise required by applicable law.

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

We reserve the right to modify these Terms & Conditions at any time.

Changes become effective immediately upon posting to our Websites. Your continued use of the Websites after changes are posted constitutes your acceptance of the revised Terms.

If you have questions regarding these Terms & Conditions, please contact us through the contact form available on either website:

Anderson Laine & Co.
andersonlaine.co

Olives & Wine
olivesandwine.life

Thank you for visiting our Websites and for allowing us to serve you. We are committed to operating with integrity, excellence, and respect as we provide thoughtfully curated products, meaningful educational resources, transformative experiences, and exceptional client care.